Keep your
money on track.
Track what you need to pay, what you need to collect, and every payment in between.
Money On Track
The easiest way to track money you've lent or borrowed
Know what's due.
Know what's paid.
Stay on track.
Money gets complicated.
Keeping track shouldn't.
You lend someone money. You borrow some. Someone pays you back partially. You make another payment later. Eventually, it's hard to remember how much is left.
MOT keeps the answer clear.
Everything you need, in one app.
Pay Book
Know what you need to pay.
Keep your payments organized and see exactly what's still outstanding.

Collect Book
Know what you can collect.
Keep track of money you're waiting to receive and see what's already settled.

Analysis
See the bigger picture.
Understand your money with simple insights and summaries.

Designed for seamless money tracking.
Take a look inside MOT's clean, intuitive interfaces.




No more mental math.
Get a clear view of what you need to pay, what you can collect and what's left — all in one place.
₹68,734
Total to Pay
₹12,328
Total to Collect
Track it in three steps.
Add a record
Enter who, how much and what it's for.
Record payments
Add payments as they happen.
Stay on track
MOT keeps the remaining balance clear.
For the money you don't want to forget.
Friends
Keep track of shared expenses and repayments.
Family
Remember informal loans and payments.
Personal
Track things you're paying for over time.
Everyday
Keep small and large money records organized.
Put your money on track.
Know what's due. Know what's paid. Know what's left.
MOT — Money On Track
Clear.
Organized.
