Privacy Policy
Your privacy is important to us. This Privacy Policy explains how your personal information is collected, used, and protected when you use our app.
Last updated: September 6, 2025
1. Information We Collect
a. Account Information
When you sign up using Google Sign-In (via Firebase) or create a custom account, we collect your name, email address, and authentication details.
b. Contact Access (Optional)
With your permission, the app can access your phone contacts to autofill recipient names and phone numbers. This data is used solely within the app to simplify transaction logging and is never shared or stored externally without your action.
c. Transaction Data
Records of money you owe or are owed (names, amounts, notes, payment dates) are stored in your secure account database.
2. How We Use Your Information
We use your information to:
- Provide, operate, and maintain the MOT app
- Autofill contact details to speed up data entry
- Allow you to record and track your personal lending/borrowing
- Provide links to send reminders via third-party messaging apps
We DO NOT:
- Sell your data
- Share your data with third parties for advertising or marketing
- Store your contacts on our servers
3. Data Security
We use Firebase services to securely store user data and implement strong encryption and authentication practices to protect your information.
4. Your Rights
You have the right to:
- Access your data
- Delete your account and associated data
- Revoke contact access at any time through your phone's settings
5. Third-Party Services
This app integrates with:
- Firebase Authentication and Database (Google) — Firebase Privacy Policy
- WhatsApp and SMS deep linking — WhatsApp Privacy Policy
These services may collect data under their own privacy policies. We encourage you to review them.
6. Changes to this Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be reflected in this document with a new effective date.
7. Contact Us
If you have questions or concerns about this Privacy Policy, you can reach us at:
App: Money On Track (MOT)
Developer: Akshay Ajay Kalekar